How to QualifyHow To Qualify

  • Both registered homeowners must be at least 60 years or older

  • There is no maximum age limit

  • The maximum loan amount is 40%* of the appraised value of the home, dependent upon the age of the borrowers. At 60, it would likely be 20-25% of the home value, at mid to late 70’s, 40% of the home value.

  • There is no income qualification requirement.

  • The loan must be a first mortgage and all deferred property taxes up until the date of the loan must be paid, although this can done with the loan proceeds.

* In certain circumstances, financing can go as high a 50% of the value of the home.

How Do I Proceed?

To begin the process it is as simple as calling 1-888-236-8861, sending us an e-mail, or filling in our questionnaire so that we may contact you.